I am new at cross stitching I always frame in cheap frames. But i wanted to pro-frame my footprint xstitch.So I got to framing place and it will cost me $44 to frame it (Is that high or a good price?)Then she asked me for insure how much is the work worth? I was like I don't know she put down $100. WOW!!! Is that right. If I make a xstitch like that again what would I charge that person just for the work not framing??